Justin Toenjes (ten-yes) is a highly accomplished finance professional with a strong background in mortgage banking and a passion for helping individuals achieve their financial goals.  As a devoted husband and father of three, Justin understands the importance of financial stability and prides himself on assisting clients in securing their dream home and building a solid future for their families.   He holds a Bachelor of Science degree in Finance from Arizona State University. 

With over two decades of experience in the industry, Justin began his career as a Loan Processor in 1998 and quickly rose through the ranks, earning titles such as Branch Manager, Producing Branch Manager, and Vice President.   Throughout his career, he has assisted countless clients in finding financing solutions that align with their budget and long-term financial aspirations.

Raised in Gilbert, Arizona, Justin understands the local market dynamics and has developed a deep knowledge of the region’s real estate landscape.  His extensive experience in mortgage banking both for regional banks and national home builders, coupled with his commitment to personalized service, has earned him a reputation as a trusted advisor and reliable partner both locally and nationally.

Beyond his professional pursuits, Justin is an active contributor to the community.  He serves as a Board Member for Boys to Men Mentoring Group of Greater Phoenix, an organization dedicated to young men through mentorship programs.  In his free time, Justin enjoys the challenge of training for triathlons, a testament to his disciplined mindset and determination. 

With his expertise, genuine passion for helping others, and proven track record, Justin Toenjes is the go-to professional for all your mortgage financing needs.  Whether you are a first-time homebuyer, a seasoned investor, or someone seeking refinancing options, he is dedicated to providing exceptional service and guiding you towards financial success.